Personal finance tracker
Put loans, EMIs and repayments in their place in your money routine
A personal finance tracker does not have to do everything in one screen. A clear debt record gives your budget a reliable view of what is due, what you owe and what others owe you.
Keep different money jobs separate
A monthly budget helps you plan income and everyday spending. A bank statement confirms account activity. A debt tracker keeps the terms and payment history for money lent, borrowed and bank loans. Using each record for its real purpose reduces duplicate entries and confusion.
A 15-minute monthly review
- Open your debt and loan records and check due dates for the next month.
- Compare bank-loan balances, rates and payments with the latest lender statement.
- Record any repayments not yet added to the history.
- Use the current EMI or expected payment amount in your next monthly budget.
- Save or export a record if you need one for your own reference.
Useful details to track
For personal debts
Original amount, interest terms, due date, repayments and the remaining balance.
For bank loans
Outstanding principal, rate, EMI, payment dates and lender-statement changes.
For your budget
Only the upcoming payment you expect to make or receive—without replacing the detailed debt record.