Debt & EMI tracker

A clearer record for every loan you give, take and repay.

Lendbook is an Android app for recording personal debts and following bank-loan repayments. Keep the amount, dates, interest terms and every recorded payment together in one private ledger.

Available on Android

Lendbook personal debt details showing principal, interest, due date and repayment actions
Actual Android app screen

One place for the details

Less remembering. More understanding.

A debt record should do more than hold a number. Lendbook keeps the original arrangement and the payment trail close, so you can see where things stand without rebuilding the story from messages or memory.

01

Money lent and borrowed

Record personal debts in either direction, with due dates, interest terms, and partial or full repayments.

02

Bank loans and EMIs

Track outstanding principal, EMIs and prepayments, then update the details from your lender statement.

03

Interest and history

Keep principal and interest splits with each payment and use EMI, simple-interest and compound-interest calculators.

How to use it

A practical record, one entry at a time.

  1. 1

    Add the arrangement

    Enter the amount, dates and interest terms for a personal debt or bank loan.

  2. 2

    Record each repayment

    Log payments made or received, including principal and interest splits when you know them.

  3. 3

    Review the picture

    Check outstanding balances, due dates and history before the next conversation or lender statement.

Built for records, not lending

Lendbook helps you document loans you have already made or taken. It does not provide, arrange or collect loans, transfer money, approve credit or give financial or legal advice. Calculations and projections depend on the information entered and are estimates.

Looking for a finance tracker?

Lendbook focuses on the debt, lending and repayment part of personal finances. Use it alongside the budget system and lender statements you already trust.

Frequently asked questions

Can I track both money I lent and money I borrowed?

Yes. Lendbook records personal debts in either direction and keeps the balance and repayment history with the entry.

Can Lendbook track a bank-loan EMI?

Yes. You can record the current outstanding principal, interest rate, EMI and loan dates, then record EMIs and prepayments using lender-provided splits.

Does Lendbook send money or collect repayments?

No. It is a personal record-keeping and calculation tool. Payments happen outside the app and are recorded afterwards.